Alomar Real Estate
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Real Estate Insights for Smart Buyers

Practical guides, market updates, and OFW-friendly tips from Nicoll's years of experience helping hundreds of families find their dream homes.

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2026
Pag-IBIG Housing Loan: Complete Requirements & Step-by-Step Process for 2026
Financing

Pag-IBIG Housing Loan: Complete Requirements & Step-by-Step Process for 2026

Planning to use your Pag-IBIG fund to buy a home? Here's a complete walkthrough of the requirements, eligibility, and application process to get your housing loan approved smoothly.

April 12, 2026 · 8 min readRead
Pre-Selling vs. Ready for Occupancy: Which Is the Better Investment?
Buyer's Guide

Pre-Selling vs. Ready for Occupancy: Which Is the Better Investment?

Both pre-selling and RFO properties have unique advantages. Understanding the differences can save you hundreds of thousands of pesos — here's what you need to know.

March 25, 2026 · 10 min readRead
The Complete OFW Guide to Buying Property in the Philippines From Abroad
OFW Guide

The Complete OFW Guide to Buying Property in the Philippines From Abroad

Over 60% of my clients are OFWs. Here's everything you need to know about buying property remotely — from virtual trippings to document processing.

March 10, 2026 · 12 min readRead
Why Bulacan Is the Hottest Property Investment Destination in 2026
Market Insights

Why Bulacan Is the Hottest Property Investment Destination in 2026

From the upcoming Bulacan International Airport to new infrastructure projects, here's why property values in Bulacan are skyrocketing — and why you should invest now.

February 20, 2026 · 7 min readRead
7 Common Mistakes First-Time Homebuyers Make (And How to Avoid Them)
Tips & Advice

7 Common Mistakes First-Time Homebuyers Make (And How to Avoid Them)

Buying your first home is exciting — but it's also easy to make costly mistakes. Here are the most common pitfalls I've seen in my years of helping clients, and how to sidestep them.

January 28, 2026 · 6 min readRead
House and Lot vs. Condo: Which One Is Right for You?
Buyer's Guide

House and Lot vs. Condo: Which One Is Right for You?

Deciding between a house and lot or a condominium? Both have pros and cons depending on your lifestyle, family size, and investment goals. Here's how to choose.

January 15, 2026 · 9 min readRead
Bumili ba o Upa Muna? Alin ang Mas Practical sa Long-Term?
Must-Know

Bumili ba o Upa Muna? Alin ang Mas Practical sa Long-Term?

Ang pagpili sa pagitan ng pagbili ng property at pag-upa ng bahay ay depende sa iyong financial goals, lifestyle, at future plans. Alamin ang mga benepisyo ng bawat isa.

September 13, 2026 · 5 min readRead
Condo o Bahay? Saan Mas Sulit Ilagay ang Pinaghirapang Pera?
Must-Know

Condo o Bahay? Saan Mas Sulit Ilagay ang Pinaghirapang Pera?

Ang house and lot at condominium ay parehong uri ng residential property ngunit magkaiba sa ownership, lifestyle, at investment potential. Alamin kung alin ang bagay sa iyo.

September 19, 2026 · 4 min readRead
Bakit Tumataas ang Presyo ng Lupa? Ano ang Nagpapahalaga sa Isang Property?
Must-Know

Bakit Tumataas ang Presyo ng Lupa? Ano ang Nagpapahalaga sa Isang Property?

Ang real estate appreciation ay ang pagtaas ng halaga ng isang property habang lumilipas ang panahon. Alamin ang mga factors na nakakaapekto rito.

September 20, 2026 · 4 min readRead
Hindi Lang Monthly Amortization: Ano ang Dapat Malaman Bago Kumuha ng Housing Loan?
Must-Know

Hindi Lang Monthly Amortization: Ano ang Dapat Malaman Bago Kumuha ng Housing Loan?

Ang housing loan ay paraan upang makabili ng property kahit hindi kayang bayaran nang buo. Alamin ang down payment, interest rate, loan term, at iba pang dapat mong malaman.

September 26, 2026 · 5 min readRead
Binili Mo na ang Bahay, Pero Iyo Na Ba Talaga? Alamin ang Proseso ng Paglipat ng Titulo
Must-Know

Binili Mo na ang Bahay, Pero Iyo Na Ba Talaga? Alamin ang Proseso ng Paglipat ng Titulo

Ang pagbili ng property ay hindi natatapos sa pagpirma ng kontrata. Alamin ang legal na proseso upang opisyal na mailipat ang ownership sa pangalan mo.

September 27, 2026 · 5 min readRead
Equity vs. Amortization: Saan ba Talaga Napupunta ang Bayad Mo?
Must-Know

Equity vs. Amortization: Saan ba Talaga Napupunta ang Bayad Mo?

Hindi lang monthly amortization ang dapat tingnan bago bumili ng bahay. Alamin ang pagkakaiba ng equity at amortization — at kung kailan mo sila babayaran.

July 28, 2026 · 4 min readRead
CTS vs. DOAS: Bakit Contract to Sell Muna Bago Deed of Absolute Sale?
Must-Know

CTS vs. DOAS: Bakit Contract to Sell Muna Bago Deed of Absolute Sale?

Dalawang dokumento ang madalas malito ng buyers — ang Contract to Sell at Deed of Absolute Sale. Alamin kung ano ang pagkakaiba at kung nasaang stage ka na ng property purchase.

August 4, 2026 · 4 min readRead
Akala Mo Ready Ka Na Mag-Pag-IBIG Loan? Check These 3 Requirements First!
Financing

Akala Mo Ready Ka Na Mag-Pag-IBIG Loan? Check These 3 Requirements First!

Bago ka mag-apply ng Pag-IBIG loan, siguraduhin munang pasado ka sa tatlong basic requirements na ito — contributions, proof of income, at loan eligibility.

August 11, 2026 · 5 min readRead
Why Dual Citizenship is a Game-Changer for Buying Property in the Philippines
OFW Guide

Why Dual Citizenship is a Game-Changer for Buying Property in the Philippines

Reacquiring your Philippine citizenship under RA 9225 unlocks unlimited land ownership, better bank financing, and full business potential for OFWs and Global Filipinos.

August 18, 2026 · 7 min readRead
Naka-Fixed Rate ba ang Housing Loan Mo? Alamin Bago Magulat sa Monthly!
Financing

Naka-Fixed Rate ba ang Housing Loan Mo? Alamin Bago Magulat sa Monthly!

Fixed at variable interest rates — alamin ang pagkakaiba, ang benepisyo ng bawat isa, at kung paano nito naaapektuhan ang monthly payment mo.

August 25, 2026 · 5 min readRead
Condo Dues / HOA Dues: Saan Napupunta ang Binabayaran Mo Buwan-Buwan?
Must-Know

Condo Dues / HOA Dues: Saan Napupunta ang Binabayaran Mo Buwan-Buwan?

Hindi lang dagdag na bayarin ang association dues — alamin kung saan ito ginagamit at bakit ito investment para sa safety, comfort, at value ng property mo.

September 1, 2026 · 4 min readRead
Ano ang Amilyar at Bakit May Discount Kapag Maagang Binayaran?
Must-Know

Ano ang Amilyar at Bakit May Discount Kapag Maagang Binayaran?

Ang amilyar o Real Property Tax ay taunang buwis ng mga property owners. Alamin kung paano ito kinakalkula at kung paano ka makaka-discount sa maagang bayad.

September 8, 2026 · 4 min readRead
Legacia by Dolmar Land: Find a Home Designed Around the Way You Live
Project Feature

Legacia by Dolmar Land: Find a Home Designed Around the Way You Live

A residential community in Baliwag, Bulacan offering single-attached homes in three models — Sueño, Fuerte, and Fortuna — with resort-style amenities and easy access to the city's everyday essentials.

September 22, 2026 · 6 min readRead

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